Thursday, 24 May 2018

30 Day Writing Challenge - Day Twenty-Four

"Write about a lesson you learned the hard way."


This was a hard topic to answer as it took me quite a bit of time to think of something I have learned the hard way. Finally, i have an answer though...

Don't let ANYONE else have access to your credit card ever!

This might seem like a no brainer but when I was married, I thought I could trust my husband with my credit card as he controlled all the finances. Turns out that I couldn't trust him. When we separated he promised to pay off all the debt he'd put on the card but instead, he put more on. He used my credit card to pay off a Littlewoods account and a few of his other debts. He returned my credit card to me with £1,200 debt on me with only £400 of it being mine. I couldn't prove that he'd put his debt in my name because he was crafty and kept everything in my name. 

It took me almost a year, with help from a friend to clear off the entire credit card. Ever since, I've been a lot more cautious with my credit card. I will occasionally allow Jordan to use it if he has a huge bill to cover, like his M.O.T or insurance etc but I will always keep the card on me and and ensure that he pays the debt back off asap. 

Stupid lesson to have to learn the hard way but I did and now I know better.

Until next time 
Alli xo
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